Restaurant Insurance Solutions
Running a restaurant is more than just serving great food. It’s about creating an experience, building a loyal customer base, and caring for your team. But with all the moving parts, it’s easy to overlook the potential risks that can threaten your business.
That’s where we come in. At Restaurant Pro Insurance, we specialize in providing the right insurance coverage so you can keep your focus where it belongs—on your restaurant or food business.
Comprehensive Restaurant Insurance Coverage
When protecting your restaurant, a one-size-fits-all approach won’t cut it. We offer a full range of customized restaurant business insurance options tailored to your needs. Explore how our specialized insurance products can help you protect every aspect of your business:
General Liability Insurance
Accidents happen, and when they do, you need to be prepared. Our General Liability Insurance covers claims for bodily injury and property damage that may occur on your premises. Whether a customer slips on a wet floor or a guest’s belongings are damaged, we help protect you from costly lawsuits that could impact your bottom line.
Liquor Liability Insurance
If you're a food and beverage business that serves alcohol, Liquor Liability Insurance is essential. This coverage protects your business from alcohol-related claims, like over-serving a patron who later causes an accident. With us, you can serve responsibly while knowing your business is protected.
Workers' Compensation
Your staff is the heart of your restaurant, and taking care of them is critical. Workers’ Compensation Insurance ensures your employees receive medical care and compensation if they’re injured on the job. It’s not just a legal requirement—it’s a way to show your team that you value their safety.
Equipment Breakdown Insurance
Your kitchen is the engine of your business, and when equipment fails, it can bring operations to a halt. Equipment Breakdown Insurance ensures that if a vital piece of equipment, like your oven or refrigerator, breaks down, you’re covered for the repairs and losses that come with it.
Commercial Umbrella Insurance
Sometimes, your primary policies aren’t enough to cover larger claims. That’s where our Commercial Umbrella Insurance steps in. This policy extends your coverage limits, providing additional protection when needed.
Commercial Auto Insurance
Commercial Auto Insurance is a must if your restaurant operates delivery vehicles or has a catering service fleet. It protects your business from the costs associated with accidents, injuries, or damage to your vehicles.
Hired & Non-Owned Auto Insurance
Even if your business doesn’t own vehicles, you may still be at risk. If employees use their personal cars for deliveries or business errands, Hired & Non-Owned Auto Insurance covers the potential liability to your business.
Spoilage Insurance
A power outage or equipment malfunction can ruin thousands of dollars in perishable goods. Spoilage Insurance compensates you for inventory loss, preventing a breakdown in the walk-in from turning into a financial disaster.
Employment Practices Liability Insurance (EPLI)
Managing staff comes with its own set of challenges. Employment Practices Liability Insurance (EPLI) protects your restaurant from claims of wrongful termination, discrimination, harassment, and other employment-related issues. In today’s world, this type of coverage is more critical than ever.
Cyber Liability Insurance
In an age where online ordering, digital payments, and customer data are part of the business, the threat of cyberattacks is real. Cyber Liability Insurance helps protect your business from data breaches, cyber theft, and other online risks, ensuring your restaurant’s reputation and finances remain intact.
Stay Focused on What You Do Best & Let Us Handle the Rest
At Restaurant Pro Insurance, we know you didn’t get into the restaurant business to worry about insurance. Our goal is simple: to protect your business from every angle, so you can focus on what you love. Whether you’re a small family-owned restaurant or a more extensive operation, we’ve got the coverage to meet your needs and give you peace of mind. Reach out to Restaurant Pro Insurance today for a free quote, and let's set up a personalized insurance package designed specifically for your restaurant.