When protecting your restaurant, a one-size-fits-all approach won’t cut it. We offer a full range of customized restaurant business insurance options tailored to your needs. Explore how our specialized insurance products can help you protect every aspect of your business:
Accidents happen, and when they do, you need to be prepared. Our General Liability Insurance covers claims for bodily injury and property damage that may occur on your premises. Whether a customer slips on a wet floor or a guest’s belongings are damaged, we help protect you from costly lawsuits that could impact your bottom line.
If you're a food and beverage business that serves alcohol, Liquor Liability Insurance is essential. This coverage protects your business from alcohol-related claims, like over-serving a patron who later causes an accident. With us, you can serve responsibly while knowing your business is protected.
Your staff is the heart of your restaurant, and taking care of them is critical. Workers’ Compensation Insurance ensures your employees receive medical care and compensation if they’re injured on the job. It’s not just a legal requirement—it’s a way to show your team that you value their safety.
Your kitchen is the engine of your business, and when equipment fails, it can bring operations to a halt. Equipment Breakdown Insurance ensures that if a vital piece of equipment, like your oven or refrigerator, breaks down, you’re covered for the repairs and losses that come with it.
Sometimes, your primary policies aren’t enough to cover larger claims. That’s where our Commercial Umbrella Insurance steps in. This policy extends your coverage limits, providing additional protection when needed.
Commercial Auto Insurance is a must if your restaurant operates delivery vehicles or has a catering service fleet. It protects your business from the costs associated with accidents, injuries, or damage to your vehicles.
Even if your business doesn’t own vehicles, you may still be at risk. If employees use their personal cars for deliveries or business errands, Hired & Non-Owned Auto Insurance covers the potential liability to your business.
A power outage or equipment malfunction can ruin thousands of dollars in perishable goods. Spoilage Insurance compensates you for inventory loss, preventing a breakdown in the walk-in from turning into a financial disaster.
Managing staff comes with its own set of challenges. Employment Practices Liability Insurance (EPLI) protects your restaurant from claims of wrongful termination, discrimination, harassment, and other employment-related issues. In today’s world, this type of coverage is more critical than ever.
In an age where online ordering, digital payments, and customer data are part of the business, the threat of cyberattacks is real. Cyber Liability Insurance helps protect your business from data breaches, cyber theft, and other online risks, ensuring your restaurant’s reputation and finances remain intact.
At Restaurant Pro Insurance, we know you didn’t get into the restaurant business to worry about insurance. Our goal is simple: to protect your business from every angle, so you can focus on what you love. Whether you’re a small family-owned restaurant or a more extensive operation, we’ve got the coverage to meet your needs and give you peace of mind. Reach out to Restaurant Pro Insurance today for a free quote, and let's set up a personalized insurance package designed specifically for your restaurant.
Issuance of coverage is subject to underwriting. Coverage is not considered bound until confirmation is provided by the issuing insurance company. Not available in all states. Please see the policy for full terms, conditions and exclusions. Coverage examples are for illustrative purposes only. Your policy documents govern, terms and exclusions apply. Coverage is dependent on actual facts and circumstances giving rise to a claim. Brown, Moore & Endler LLC dba BME Commercial Insurance, Restaurant Pro Insurance LLC and/or its affiliates is an insurance agency licensed to sell certain insurance products and may receive compensation from insurance companies for such sales. Policy obligations are the sole responsibility of the issuing insurance company. Refer to Legal Notices section for additional information.