Insurance for Cafes, Coffee Shops, & Bakeries
Running a café, coffee shop, or bakery is about more than just serving great food and drinks; it’s about building a reliable business. As a business owner, you pour your heart and soul into creating the perfect atmosphere, but have you considered how to protect it? At Restaurant Pro Insurance, we believe in safeguarding your passion with tailored insurance solutions that keep your cafe, coffee shop, or bakery business thriving and resilient.
Customized Insurance for Coffee Shops,
Cafes, & Bakeries
Your day-to-day operations can be unpredictable in the world of cafés and bakeries. One minute, you’re baking a batch of croissants, and the next, an unexpected event could put that at risk. Our mission is to ensure that you have the proper protection to keep serving your community no matter what challenges arise.
General Liability Insurance
Running a popular café means that accidents can happen, from spills to slips. Our General Liability Insurance protects you from liability claims for bodily injury or property damage so you can focus on what matters most—creating delicious experiences.
Property Insurance
Your cafe is filled with essential equipment and ingredients that fuel your business. Property Insurance protects against damage from fire, theft, or other unexpected events, ensuring your operation can continue without a hitch.
Workers' Compensation
Your team is the backbone of your business. Workers' Compensation Insurance protects your employees in case of work-related injuries, demonstrating your commitment to their well-being and fostering a supportive workplace.
Employment Practices Liability Insurance (EPLI)
The workplace environment is critical to success. EPLI protects you against claims related to employment practices, like wrongful termination or discrimination, allowing cafe and coffee shop owners to maintain a positive and inclusive workplace culture.
Commercial Auto Insurance
If you deliver pastries or coffee, reliable vehicle coverage is essential. Our Commercial Auto Insurance covers accidents and damages, ensuring your products reach customers safely.
Equipment Breakdown Insurance
Your coffee machines and ovens are the lifeblood of your business. Equipment Breakdown Insurance covers the repair or replacement costs if things go wrong, allowing you to keep up your quality without interruption.
Commercial Umbrella Insurance
Sometimes, even the best-laid plans go wrong. Commercial Umbrella Insurance provides additional protection for more significant claims, giving you peace of mind to operate without fear of financial setbacks.
Hired & Non-Owned Auto Insurance
You still need protection even when employees use personal or rented vehicles for business purposes. Hired & Non-Owned Auto Insurance covers liabilities in these scenarios, keeping you secure on the road.
Spoilage Insurance
An equipment failure or power outage can lead to spoiled ingredients, impacting your bottom line. Spoilage Insurance helps mitigate these losses, ensuring you can continue to serve fresh, high-quality products.
Cyber Liability Insurance
Whether running a cafe or coffee shop, your business data needs protection. Cyber Liability Insurance shields you from data breaches and online risks, ensuring your customers’ information remains secure.
Get Comprehensive Insurance Coverage for Your Business
You’ve built your business with care and creativity. Let us take care of the insurance details so you can focus on what you do best—creating moments that bring people together. Contact Restaurant Pro Insurance for a personalized bakery, cafe, or coffee shop insurance package tailored to your needs.